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…have determined you meet the income requirements, prepare the documents you’ll need to apply. According to the Illinois Department of Commerce & Economic Opportunity, you’ll need: Proof of your last 30 days of income A copy of your most recent heat and electric bills Social Security card or ITIN (Note: you can still apply without an SSN or ITIN.) If…

…the retailer’s website. Shop from your home computer. Don’t use public Wi-Fi, where hackers may get access to your credit card info. Use a credit card–they are better protected by federal law. Make transactions only on secure websites that begin with “https” and have either a padlock or a green font. #5 Vehicle Warranty Scam What’s the scam? Has someone…

…this event to learn tips and tricks designed to help renters save money on their utility bills. Register here for a chance to win an Amazon gift card. 10:00 a.m. – 12:00 p.m., Saturday, Aug. 6: State Representative Anna Moeller’s Annual Senior Fair CUB will have its own table at state Rep. Anna Moeller’s annual senior fair. Stop by our…

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…English and Spanish. Participants will have the chance to win a $25 gift card by registering for any Summer Series event! 3:00 – 4:00 p.m., lunes, 2 de Agosto: Opciones para elegir un plan telefónico Con tantas opciones en telefonía, cada vez es más difícil saber cuál es el mejor plan. Además de complejas, pueden ser muy costosas. Si estás…

Illinois consumers should be on alert for a recent wave of phishing scams trying to defraud Illinoisans. The fraudsters are claiming to represent multiple state departments, including the Secretary of State. “Phishing” scams use messages disguised as reputable companies to persuade consumers to reveal personal information, such as passwords and credit card numbers. (Phishing typically refers to such scams over…

…2010: https://www.consumer.ftc.gov/articles/0132-prepaid-phone-cards FCC, Prepaid Phone Cards: What Consumers Should Know, February 25, 2020: https://www.fcc.gov/consumers/guides/prepaid-phone-cards-what-consumers-should-know FCC, VoIP and 911 Service, December 27, 2019: https://www.fcc.gov/consumers/guides/voip-and-911-service FCC, Wireless 911 Service, January 28, 2020: https://www.fcc.gov/consumers/guides/911-wireless-services FirstLight, 5 Tips on How to Choose the Right VoIP Service: https://www.firstlight.net/5-tips-on-how-to-choose-the-right-voip-service/ GetVOIP, Residential VoIP – Compare 2021’s Best Home Phone Services: https://getvoip.com/residential/ Google, Google Voice calling rates: https://voice.google.com/u/0/rates…

…green cards, U.S. or foreign passports or any other U.S. or foreign photo ID Proof of address (if the address on your ID is not current) Eligible documents: a bank or credit card statement, utility bill, lease, or other document showing your current address Proof of household income Eligible documents: paystubs, tax forms, bank statements, signed statement from your employer…

…“exit fee” for leaving the contract early? None. Sunscription requires 90 days’ notice of cancellation. What are my billing options? Sunscription only offers automatic payments. Customers who select ACH payments will save 20% on the energy generated by their subscriptions, while customers on automatic debit or credit card payments will save 17%. When will my subscription go live? When will…

…donations, whether through charities or crowdfunding sites. Don’t let anyone rush you into making a donation. If someone wants donations in cash, by gift card, or by wiring money, don’t do it. Remember, government agencies won’t send emails or call asking for personal information for you to receive economic stimulus funds. Delete text messages from unknown sources that appear to…