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…it doesn’t involve murder–just greed. Here’s how the scam usually works: Con artists posing as utility workers call or visit consumers’ homes and demand quick payment to avoid a service shutoff. They instruct victims to purchase a prepaid credit card and to call them back with the card’s personal identification number (PIN). (In the door-to-door version, the scammer may try…

…ECG’s website. AT&T One Rate Nationwide Advantage. $5.99 per month with AT&T local only, 7¢ per minute for domestic direct-dialed long-distance. To sign up, call 1-800-288-2020, or visit AT&T’s website. Prepaid Calling AT&T Card (Sold by members-only Sam’s Club). Price varies. A 1500 minute card costs $49.98. To purchase a card, find your local Sam’s Club. VoIP MagicJack Go. $35…

…make very few of these calls, consider dropping long distance and using a prepaid calling card or your cellphone. Consider dropping the long-distance plan on your landline and using your cellphone for calls beyond 15 miles from home. Similarly, if your wireless plan comes with voice mail, don’t pay for the same service on your landline. You can always drop…

…posing as utility workers call or visit consumers’ homes and demand quick payment to avoid a service shutoff. They instruct victims to purchase a prepaid credit card and to call them back with the card’s personal identification number (PIN). (In the door-to-door version, the scammer may try to gain access to a person’s home or at least get the homeowner…

…promotional rate for a month, or two, or even 12, only to see their price later shoot through the roof. Unfortunately, you can’t predict where the Comcast variable rate will go after those 12 months, and just like a credit card introductory rate, you need to pay close attention to the term of your agreement and when it will renew…

…prescription coverage, and extended care policies. They ask for an initial upfront payment and then vanish. There are many legit companies who do provide these types of coverages, so you need to research before you submit any payment.” — John K. Credit card “Callers promising to reduce the interest on your credit card or the amount you owe. They are…

…entered into a drawing to win a $25 Amazon gift card. CUB’s bracket includes four heavy hitters—natural gas, electric, cable/telecom and water. Unlike the tournament, voting –not fate—determines the champion, so don’t forget to cast your vote today! Plus, if you completed a NCAA bracket and won big, please consider donating to help us fight $1 billion in higher rates….

By Samantha Vercellino Congratulations to Desiree Quinlan of Streamwood. She’s won a $25 Amazon gift card for putting her knowledge of household energy efficiency to the test. Last week, Desiree and more than 1,000 other participants were automatically entered into a drawing after taking CUB Energy Saver’s energy efficiency quiz. CUB Energy Saver is a free service that helps consumers…

…how much your household could save. As a bonus, if you complete the quiz by noon, Friday, Feb. 27, you will automatically be entered in a drawing to win a $25 Amazon gift card! With temperatures dipping to sub-zero digits outside, now is the time to act. Join CUB Energy Saver to receive more energy-saving tips customized for your home….

By Samantha Vercellino Congratulations, Pedro of Mount Prospect who beat out 274 consumers to win $100 off his utility bill AND a $50 Amazon gift card for practicing energy efficiency. Last week, Pedro and other consumers entered our energy efficiency contest. To qualify for the drawing, they had to join our free online service CUB Energy Saver—and link the tool…